CFB Game Prediction

UCF vs North Carolina Prediction & Betting Tips for CFB Week 4 on 9/20/2025

Want our best UCF vs North Carolina prediction for 9/20/25? Get our College Football betting tip as the North Carolina travel to UCF in Week 4 on 9/20/25 at Acrisure Bounce House, in UCF. Knup Sports has your free CFB pick!

In Week 4 of the 2025 College Football season, the North Carolina Tar Heels will travel to Orlando, FL to take on the UCF Knights at the Acrisure Bounce House. The game is scheduled for Saturday, September 20, 2025, at 3:30 PM, and will be broadcast on FOX. Both teams are eager to continue their early-season success and improve their records. The North Carolina Tar Heels, hailing from the Atlantic Coast Conference, currently hold a 2-1 record. They recently demonstrated their offensive capabilities with a decisive 41-6 victory over the Richmond Spiders. Notably, they have been strong on the road, as evidenced by their 20-3 win against the Charlotte 49ers. On the other side, the UCF Knights, members of the Big 12 Conference, have started their season undefeated with a 2-0 record. Their offense was on full display during their impressive 68-7 win over North Carolina A&T Aggies. Playing at home has been advantageous for the Knights as they maintain a perfect record at the Acrisure Bounce House this season.

UCF vs North Carolina At a Glance

  • Game Venue: The game will take place at Acrisure Bounce House in Orlando, FL.
  • Game Time: Scheduled for Saturday, September 20, 2025, at 3:30 PM.
  • Television Coverage: The game will be broadcast on FOX.
  • Odds: UCF is favored with a moneyline of -244, while North Carolina stands at +200.
  • Point Spread: North Carolina is at +6.5, and UCF is at -6.5.
  • Over/Under: The total points are set at 48.5.

UCF Knights Gear Up for Battle: A Data-Driven Look at the Knights’ Season

Team Offense Overview

The UCF Knights’ offense has been a mixed bag in the 2025 season. They have scored 85 points, placing them 46th overall. Their passing game has struggled, with only 518 yards, ranking 101st.

However, their ground game has been more effective. With 470 rushing yards, they rank 64th. The team has also managed 43 first downs, ranking 43rd overall.

Defensive Strengths

The Knights’ defense has been a standout this season, ranking 4th in points against with just 17 points allowed. They have recorded 5 sacks, placing them 10th in that category. Their ability to force turnovers is also evident, with 2 interceptions ranking 3rd and 2 fumbles recovered ranking 4th.

Last season, their defense was not as strong, ranking 97th in points against. However, they showed promise with 22 sacks and 9 interceptions, which ranked 28th and 10th respectively. Their improvement this season has been significant.

Quarterback Performance

Tayven Jackson leads the Knights’ quarterback unit with 471 passing yards over two games, ranking 101st. He has thrown 2 touchdowns, placing him 103rd. Importantly, Jackson has not thrown any interceptions so far.

Jacurri Brown has seen limited action, with just 15 passing yards in one game. He has yet to score a touchdown or throw an interception. Cam Fancher, who is currently questionable due to a back injury, has also played one game, recording 32 passing yards.

Running Back Contributions

Jaden Nixon has been the highlight of the Knights’ running game. He has accumulated 150 rushing yards in two games, ranking 135th. His 2 rushing touchdowns place him 79th.

Myles Montgomery has also contributed with 114 rushing yards and 4 receptions for 103 receiving yards. Stacy Gage, with 30 rushing yards and a touchdown, adds depth to their backfield.

Betting Trends

  • O/U – After Win: Last 6 Games (2024–2025) → 6-0 (100.0%)
  • SU – Home Games: Last 29 Games (2021–2025) → 21-8 (72.4%)
  • O/U – As Underdog: Last 3 Games (2024) → 3-0 (100.0%)
  • O/U – Away Games: Last 27 Games (2020–2024) → 18-9 (66.7%)
  • ATS – As Underdog: Last 6 Games (2023–2024) → 5-1 (83.3%)

North Carolina Tar Heels Gear Up for a Challenge

Offensive Overview

The North Carolina Tar Heels have had a mixed start to their 2025 season, with their offense scoring a total of 75 points so far, ranking them 54th nationally. Their passing game has struggled, accumulating only 446 yards and placing them 110th in the rankings. The rushing attack has fared slightly better, with 392 yards and an 86th rank.

Last season, the Tar Heels demonstrated a more potent offense, finishing with 402 points, ranking 36th. Their passing and rushing yards were also more impressive last year, ranking 61st and 39th, respectively.

Defensive Performance

Defensively, the Tar Heels have allowed 57 points this season, positioning them 42nd in the rankings. The defense has been effective at pressuring quarterbacks, with 4 sacks, ranking 11th. They also excel in forcing turnovers, with 4 interceptions and 2 fumbles recovered, placing them 5th and 4th, respectively.

Comparatively, last season saw the Tar Heels allow 365 points, ranking 118th. Despite that, they showed a knack for sacks and interceptions, with rankings of 9th and 10th, respectively.

Recent Game Results

The Tar Heels recently celebrated a commanding 41-6 victory against the Richmond Spiders. Their rushing game was particularly strong, amassing 194 yards compared to Richmond’s 125. In their previous game, they secured a 20-3 win over Charlotte 49ers, with their defense allowing only 22 rushing yards.

However, the season opener against TCU Horned Frogs was a setback, as they suffered a 48-14 loss. The team struggled both offensively and defensively, allowing 259 rushing yards and managing only 10 first downs.

Key Players to Watch

Quarterback Gio Lopez has been a crucial player for the Tar Heels, with 343 passing yards and 3 touchdowns over three games. Running back Demon June has shown promise, accumulating 200 rushing yards and a touchdown across two games.

Wide receiver Jordan Shipp has been a reliable target, with 10 receptions and 149 receiving yards. Tight end Jake Johnson has also contributed with 32 receiving yards and a touchdown.

Betting Trends

  • O/U – Totals ≥ 50: Last 3 Games (2024–2025) → 3-0 (100.0%)
  • SU – As Favorite: Last 30 Games (2021–2025) → 21-9 (70.0%)
  • SU – After Win: Last 22 Games (2022–2025) → 16-6 (72.7%)
  • SU – Home Games: Last 29 Games (2020–2025) → 19-10 (65.5%)
  • SU – Away Games: Last 16 Games (2022–2025) → 11-5 (68.8%)
  • ATS – Away Games: Last 4 Games (2024–2025) → 3-1 (75.0%)

UCF vs North Carolina Prediction: UCF -6.5

UCF enters this game with a solid 2-0 record, including an impressive home performance, winning both games at the Acrisure Bounce House. Their recent victory, a 68-7 win over North Carolina A&T, highlights their offensive and defensive capabilities. Given their strong home game trends, UCF is well-positioned to cover the -6.5 spread.

North Carolina, on the other hand, has a 2-1 record, with only one road win. Although they possess a decent defense, ranking 42nd in points against, UCF’s offense, currently ranked 46th for points for, should present a significant challenge. Given UCF’s home field advantage and recent form, they are expected to take control of this encounter.

The odds favor UCF at -244 on the moneyline, reflecting their strength as a home team. The Knights have shown consistency in covering the spread, especially after victories, holding a 6-2 record against the spread after a win over the last two seasons. UCF’s solid form and home advantage make them a favorable pick against the spread.

With both teams showing decent scoring abilities, the total points could approach the 49.5 mark, but UCF’s defensive prowess should keep North Carolina in check. Expect UCF to win comfortably, covering the spread in a game that finishes 34-21 in favor of the Knights.

  • UCF vs North Carolina Prediction: UCF -6.5
  • UCF vs North Carolina Score: UCF 34 – North Carolina 21
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